Privacy Policy

Adopted: May 21, 2026

This Privacy Policy is incorporated by reference in the Terms and Conditions of Coursiv™ ("Coursiv", or "us") and is part of the agreement between you, user of the Website www.coursiv.io ("Website" or "Service"), and Coursiv.

Important Privacy Information

To use the service on the Website, we may ask you to enter information about your age, gender, email address, name, current financial situation and ask other onboarding questions. We also automatically collect from your device: language settings, IP address, time zone, type and model of a device, device settings, operating system. We need this data to provide our services, analyze how our customers use the service and to measure ads.

For improving our service and serving ads, we use third party solutions. As a result, we may process data using solutions developed by Amazon Web Services, Meta, Google, TikTok, Hotjar, Amplitude, Apple, PayPal, FreshDesk, Solidgate, ActiveCampaign. Therefore, some of the data is stored and processed on servers of such third parties.

Please read our Privacy Policy below to know more about what we do with data (Section 3), what data privacy rights are available to you (Section 5) and who will be the data controller (Section 1). If any questions remain unanswered, please contact us through legal@harven-digital.com.

1. Personal Data Controller

Harven Digital Corp., a company registered under the laws of the State of Delaware, United States of America, having its registered address at 3500 S. Dupont Hwy., Dover, County of Kent, DE 19901 and principal business address at 7600 Chevy Chase Drive, Suite 300, Austin, TX 78752, will be the controller of your personal data.

2. Categories of Personal Data We Collect

We process data:

• (i) you give us (for example, when you enter your gender, financial status or email),
• (ii) automatically when you use our Service (for example, your IP address via cookies or SDK technologies).

Data you give us

1. Identifiers and onboarding data
You provide us information about yourself when you register for and/or use the Service. For example: age, gender, name, data on financial status, email address.

2. Commercial information
When you make payments through the Service, you need to provide financial account data to our third-party service providers. We do not collect or store full credit card number data.

3. Comments you provide with your requests
You may also provide us with some personal information using our "Contact us" forms or by sending emails on our email addresses.

Data we collect automatically

2.1. Data about how you found us. We collect data about your referring URL.

2.2. Device and Location data. We collect data from your device: language settings, IP address, time zone, type and model of a device, device settings, operating system and its version.

2.3. Usage data. We record how you interact with our Service: taps/clicks, features and content you interact with, how often you use the Service, and subscription orders.

2.4. Transaction data. When you make payments through the Service we receive credit card-related data, data about the transaction including date, time and amount.

2.5. Cookies and similar tracking technologies. Our products employ technologies (cookies, SDKs, etc.) to process your data to enhance your user experience, optimize ads, and analyze traffic.

3. For what purposes we process your personal data

We process your personal data to: provide our Service; communicate with you regarding your use of the Service; personalize our ads; manage your account and provide customer support; research and analyze your use of the Service; send you marketing communications (with consent); process your payments; enforce our Terms and Conditions and prevent fraud; comply with legal obligations.

4. With whom we share your personal data

We share information with third parties that help us operate, provide, improve, integrate, customize, support, and market our Service, including:

• Cloud storage providers (Amazon Web Services)
• Data analytics providers (Meta, Google, Amplitude)
• Marketing partners (social media networks, email delivery services, Meta, Google, ActiveCampaign)
• Payment processing providers (Solidgate, PayPal, ApplePay, GooglePay)
• Communication services providers (FreshDesk, OpenAI)
• Law enforcement agencies and other public authorities on lawful request
• Third parties as part of a merger or acquisition

5. How you can exercise your privacy rights

To be in control of your personal data, you have the following rights:

• Accessing / reviewing / updating / correcting your personal data — email legal@harven-digital.com.
• Deleting your personal data — send a deletion request to legal@harven-digital.com.
• Objecting to or restricting the use of your personal data.
• Data portability — request a machine-readable copy of your data.
• Opt out of personalized advertising — available via device settings on iOS, Android, macOS, and Windows.

If you are based in the EEA, you have the right to lodge a complaint with your local supervisory authority.

To exercise any privacy right, email legal@harven-digital.com.

6. Age Limitation

We do not knowingly process personal data from persons under 16 years of age. If you learn that anyone younger than 16 has provided us with personal data, please contact us at legal@harven-digital.com.

7. International data transfers

We may transfer personal data to countries other than the country in which the data was originally collected. If these countries do not have the same data protection laws, we deploy special safeguards such as Standard Contractual Clauses approved by the European Commission.

8. Changes to this privacy policy

We may modify this Privacy Policy from time to time. If we decide to make material changes, you will be notified through our Service or by other available means.

9. California Privacy Rights

This section applies to residents of California, United States. Under the CCPA/CPRA, California residents have the right to know what personal information we collect, delete personal information, correct inaccurate personal information, opt out of sale or sharing of personal information, and be free from discrimination for exercising these rights.

Under Shine the Light law, residents may ask once a year what personal information we share with third parties for direct marketing purposes. To make a request, email legal@harven-digital.comwith "Request for California Shine the Light Privacy Information" in the subject line.

10. Data Retention

We will store your personal data for as long as it is reasonably necessary for achieving the purposes set forth in this Privacy Policy, including the period during which you have an account with the App. We will also retain and use your personal data as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

11. How "Do not track" requests are handled

Except as otherwise stipulated in this Privacy Policy, this App does not support "Do Not Track" requests. To determine whether any of the third-party services it uses honor the "Do Not Track" requests, please read their privacy policies.

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